104-124 Newcastle Road , East Maitland NSW 2323
Ph: 02 4933 8383 | Fax: 02 4933 2458
70 Port Stephens Drive , Taylors Beach NSW 2316
Ph: 02 4916 3333 | Fax: 02 4916 3331
Get an interest rate[F6] and repayments tailored to you
Long gone are the days of one-size-fits-all car loans. With Toyota Finance, you can now use your credit score and other relevant criteria to secure an interest rate that's tailored to your unique circumstances.
Essentially, it’s an interest rate that’s tailored to your financial circumstances. Instead of taking a one-size-fits-all approach, we use your credit score and other relevant criteria to calculate a rate that’s right for you. It doesn’t matter who you are or where in Australia you live, the same transparent and trusted process applies.
Toyota Finance is deeply committed to providing you with quality finance options that are tailored to your individual needs and circumstances. With Toyota’s Personalised Rates, you can be sure that you’re always getting a transparent interest rate for your loan.
A credit score is a single number, usually between 300 and 850, that enables financial institutions to get a sense of your credit history and to work out whether you’re a viable person to lend money to. Find out more with David Koch here.
There are lots of things that can affect your credit score, including your payment history, how much credit you have available and how many active credit accounts you have.
Unlike banks and other financial institutions, we calculate your rate based on your credit score and other personal criteria determined by us. This means you can always be sure of a rate that’s transparent and tailored to you.
Based on your credit score and other financial criteria, this is the only rate that Toyota Finance can offer you right now.
It is important to understand how your personal circumstances impact your finance options. For more information, check out our ‘Car Finance Explained’ series with David Koch here.
Using smart and sophisticated software, our dealers will calculate a rate based on your individual credit score and other criteria determined by us. No matter who you are or where in Australia you live, you can be sure of a transparent rate that’s tailored to your personal financial circumstances.
Our goal is to give you a rate that’s transparent and tailored to your financial circumstances. The best way to do this is by handing over the brain power to a smart algorithm that’s designed to calculate your rate in seconds, based on your individual credit score and other financial criteria determined by us.
If you’re over the age of 18 and have applied for credit, it’s likely that you’ll have a credit profile and credit score with a credit reporting body such as Equifax.
If you’re not happy with your current credit score, these tips should help you give it a boost.
Remember, even if you’ve signed up to one or more credit score websites, it’s still a good idea to request a free copy of your credit report each year. This will help you understand how your score has been calculated and to ensure your information is correct.
If you and your spouse hold a joint credit account, have co-signed a loan or have authorised use of one another’s credit facilities, your score could be affected.
[F6] Approved applicants only. Terms and conditions apply. Toyota Finance is a division of Toyota Finance Australia Limited ABN 48 002 435 181, AFSL and Australian Credit Licence 392536.
You're probably familiar with interest rates but it's really the comparison rate which tells you everything you need to know.
A comparison rate gives you a better picture of the real cost of your car loan. It includes both the interest rate and fees relating to the loan (excluding government fees and charges), reduced to a single percentage.
104-124 Newcastle Road , East Maitland
02 4933 8383
02 4933 2458
70 Port Stephens Drive , Taylors Beach
02 4916 3333
02 4916 3331